Privacy Policy & Terms of Use

Privacy Policy & Terms of Use

Last Updated: August 13, 2025

1. Introduction

Welcome to Phoenix Capital Hard Money.
By visiting our website and using our services, you agree to the terms and conditions described below. We are committed to protecting your privacy and ensuring your experience with us is safe and transparent.

2. Information We Collect

We may collect the following types of information when you visit our site, submit a form, or contact us:

• Personal Information — Name, phone number, email address, mailing address, or other details you voluntarily provide.

• Loan Information — Basic details related to your funding needs and property.

• Technical Data — IP address, browser type, device information, and pages visited (collected automatically via analytics tools).
  
  

3. How We Use Your Information

We use your information to:

• Respond to inquiries and provide requested loan information.

• Process applications and evaluate funding eligibility.

• Improve our website and services.

• Comply with legal and regulatory requirements.

• Administer our referral program, including providing details, tracking referrals, and communicating about referral payouts.
  
  

4. Sharing of Information

We do not sell your personal information.
We may share it with:

• Lenders, partners, and service providers involved in your loan process.

• Regulatory authorities if required by law.

• Third-party vendors for website hosting, analytics, or communication.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. Data Security

We take reasonable steps to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

6. Cookies & Tracking

Our website may use cookies to improve your browsing experience. You can disable cookies in your browser settings, but some features of our site may not work properly.

7. Your Rights

You have the right to:

• Request a copy of the information we hold about you.

• Request corrections to inaccurate information.

• Request deletion of your personal data, subject to legal requirements.
  
  

8. Terms of Use

• Eligibility: You must be at least 18 years old to use our services.

• Accuracy: You agree to provide accurate, current, and complete information.

• No Guarantee of Funding: Loan approval and terms are subject to underwriting, property valuation, and lender discretion.

• Prohibited Use: You may not use our website for unlawful, fraudulent, or harmful purposes.
  
  

9. Changes to This Policy

We may update this Privacy Policy & Terms of Use from time to time. Changes will be posted on this page with an updated “Last Updated” date.

10. Contact Us

If you have any questions about this Privacy Policy & Terms of Use, please contact us:

Phoenix Capital Hard Money LLC
7901 4th St N STE 300
St. Petersburg, FL 33702
Phone: (813) 609-8959
Email: info@pchardmoney.com